{"id":1344,"date":"2026-07-03T18:41:22","date_gmt":"2026-07-03T16:41:22","guid":{"rendered":"https:\/\/dotfin.cz\/?page_id=1344"},"modified":"2026-07-04T18:45:01","modified_gmt":"2026-07-04T16:45:01","slug":"pojisteni-nemovitosti","status":"publish","type":"page","link":"https:\/\/dotfin.cz\/index.php\/pojisteni-nemovitosti\/","title":{"rendered":"Poji\u0161t\u011bn\u00ed nemovitosti"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1344\" class=\"elementor elementor-1344\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0788b6c elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"0788b6c\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;pyramids&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M761.9,44.1L643.1,27.2L333.8,98L0,3.8V0l1000,0v3.9\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f90481\" data-id=\"3f90481\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cedb3f elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"3cedb3f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 18-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Poji\u0161t\u011bn\u00ed nemovitosti<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8f2a3b1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8f2a3b1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9427d45\" data-id=\"9427d45\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-72ec90f elementor-widget elementor-widget-spacer\" data-id=\"72ec90f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 18-04-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f162c40 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f162c40\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-9a4d4d6 elementor-invisible\" data-id=\"9a4d4d6\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34b29bf elementor-widget elementor-widget-spacer\" data-id=\"34b29bf\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d444c1 elementor-widget elementor-widget-heading\" data-id=\"1d444c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><b>Poji\u0161t\u011bn\u00ed nemovitosti - m\u00e1te spr\u00e1vn\u011b poji\u0161t\u011bn\u00fd d\u016fm, fotovoltaiku a nov\u00e9 technologie?<\/b><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68797cf elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"68797cf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 18-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Modern\u00ed rodinn\u00e9 domy dnes \u010dasto obsahuj\u00ed <strong>fotovoltaick\u00e9 elektr\u00e1rny, bateriov\u00e1 \u00falo\u017ei\u0161t\u011b, tepeln\u00e1 \u010derpadla nebo dal\u0161\u00ed technologie<\/strong>, kter\u00e9 v\u00fdrazn\u011b zvy\u0161uj\u00ed hodnotu nemovitosti. Z\u00e1rove\u0148 ale rostou i rizika a b\u011b\u017en\u00e9 poji\u0161t\u011bn\u00ed nemus\u00ed poskytovat dostate\u010dnou ochranu.<\/p><p>Pokud jste investovali do zateplen\u00ed, fotovoltaiky, nebo nov\u00e9ho vyt\u00e1p\u011bn\u00ed, je d\u016fle\u017eit\u00e9 ov\u011b\u0159it, zda va\u0161e pojistn\u00e1 smlouva odpov\u00edd\u00e1 skute\u010dn\u00e9 hodnot\u011b domu a zahrnuje v\u0161echna modern\u00ed za\u0159\u00edzen\u00ed. \u0160patn\u011b nastaven\u00e9 poji\u0161t\u011bn\u00ed m\u016f\u017ee p\u0159i <strong>\u0161kod\u011b<\/strong> znamenat <strong>statis\u00edcov\u00e9 a\u017e milionov\u00e9 ztr\u00e1ty.<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5492c3 elementor-widget elementor-widget-spacer\" data-id=\"a5492c3\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-28dc009 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"28dc009\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-038269d elementor-invisible\" data-id=\"038269d\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b1aa6c4 elementor-widget elementor-widget-spacer\" data-id=\"b1aa6c4\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89a10f4 elementor-widget elementor-widget-heading\" data-id=\"89a10f4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><b>Poji\u0161t\u011bn\u00ed domu po rekonstrukci<\/b><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c265b1c elementor-widget elementor-widget-text-editor\" data-id=\"c265b1c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Po zateplen\u00ed fas\u00e1dy, v\u00fdm\u011bn\u011b zdroje vyt\u00e1p\u011bn\u00ed nebo instalaci fotovoltaiky se hodnota nemovitosti v\u00fdrazn\u011b zvy\u0161uje. Mnoho majitel\u016f v\u0161ak p\u016fvodn\u00ed pojistnou smlouvu neuprav\u00ed a vystavuje se <strong>riziku podpoji\u0161t\u011bn\u00ed.<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-243c5d4 elementor-widget elementor-widget-heading\" data-id=\"243c5d4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Zkontrolovat je vhodn\u00e9 zejm\u00e9na:<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e803339 elementor-widget elementor-widget-text-editor\" data-id=\"e803339\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>pojistnou <strong>\u010d\u00e1stku stavby<\/strong><\/li><li>poji\u0161t\u011bn\u00ed <strong>fotovoltaick\u00e9 elektr\u00e1rny<\/strong><\/li><li><strong>bateriov\u00e1 \u00falo\u017ei\u0161t\u011b<\/strong><\/li><li>tepeln\u00e1 \u010derpadla<\/li><li><strong>kryt\u00ed p\u0159ep\u011bt\u00ed a zkratu<\/strong><\/li><li>\u0161kody zp\u016fsoben\u00e9 krupobit\u00edm, v\u011btrem nebo sn\u011bhem<\/li><li>vandalismus a kr\u00e1de\u017e<\/li><li>po\u0161kozen\u00ed fas\u00e1dy \u010di dal\u0161\u00edch \u010d\u00e1st\u00ed domu<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cdb113 elementor-widget elementor-widget-spacer\" data-id=\"0cdb113\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ad50854 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ad50854\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-53d8eaa elementor-invisible\" data-id=\"53d8eaa\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-65672fb elementor-widget elementor-widget-spacer\" data-id=\"65672fb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1137cf elementor-widget elementor-widget-heading\" data-id=\"e1137cf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><b>M\u00e1te fotovoltaiku?<\/b><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0eaaa97 elementor-widget elementor-widget-text-editor\" data-id=\"0eaaa97\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Mnoho majitel\u016f FVE se domn\u00edv\u00e1, \u017ee jsou automaticky poji\u0161t\u011bni v r\u00e1mci standardn\u00edho poji\u0161t\u011bn\u00ed domu. Ve skute\u010dnosti v\u0161ak n\u011bkter\u00e9 smlouvy:<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c8a38b elementor-widget elementor-widget-text-editor\" data-id=\"8c8a38b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>nepoji\u0161\u0165uj\u00ed bateriov\u00e1 \u00falo\u017ei\u0161t\u011b<\/li><li>maj\u00ed <strong>n\u00edzk\u00e9 limity pln\u011bn\u00ed<\/strong><\/li><li>nevztahuj\u00ed se na technick\u00e9 poruchy<\/li><li>nepokr\u00fdvaj\u00ed <strong>p\u0159ep\u011bt\u00ed nebo zkrat<\/strong><\/li><li>nezohled\u0148uj\u00ed aktu\u00e1ln\u00ed hodnotu technologie<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f855994 elementor-widget elementor-widget-text-editor\" data-id=\"f855994\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Spr\u00e1vn\u011b nastaven\u00e9 poji\u0161t\u011bn\u00ed m\u016f\u017ee chr\u00e1nit nejen samotn\u00e9 panely, ale tak\u00e9 m\u011bni\u010de, baterie, konstrukce, kabel\u00e1\u017e a dal\u0161\u00ed sou\u010d\u00e1sti syst\u00e9mu.<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-a310b72 elementor-widget elementor-widget-spacer\" data-id=\"a310b72\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9d3f9ac elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9d3f9ac\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-787a647 elementor-invisible\" data-id=\"787a647\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d81353 elementor-widget elementor-widget-spacer\" data-id=\"4d81353\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e126122 elementor-widget elementor-widget-heading\" data-id=\"e126122\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><b>Pro\u010d aktualizovat poji\u0161t\u011bn\u00ed?<\/b><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98acc66 elementor-widget elementor-widget-text-editor\" data-id=\"98acc66\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li><strong>vy\u0161\u0161\u00ed hodnota nemovitosti<\/strong><\/li><li><strong>ochrana investice<\/strong> do FVE a technologi\u00ed<\/li><li>kryt\u00ed nov\u00fdch rizik<\/li><li>rychlej\u0161\u00ed likvidace \u0161kod<\/li><li>jistota p\u0159i pojistn\u00e9 ud\u00e1losti<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-34f2741 elementor-widget elementor-widget-spacer\" data-id=\"34f2741\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-630c2fe elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"630c2fe\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-86b277c elementor-invisible\" data-id=\"86b277c\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d2bdde9 elementor-widget elementor-widget-spacer\" data-id=\"d2bdde9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d0e0ce elementor-widget elementor-widget-heading\" data-id=\"3d0e0ce\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><b>Nechte si zdarma zkontrolovat sv\u00e9 poji\u0161t\u011bn\u00ed<\/b><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71209c0 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"71209c0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Prov\u011b\u0159\u00edme, zda va\u0161e sou\u010dasn\u00e1 smlouva odpov\u00edd\u00e1 skute\u010dn\u00e9 hodnot\u011b domu a zda je spr\u00e1vn\u011b poji\u0161t\u011bna fotovoltaika, tepeln\u00e9 \u010derpadlo i dal\u0161\u00ed technologie. D\u00edky spr\u00e1vn\u011b nastaven\u00e9mu poji\u0161t\u011bn\u00ed m\u016f\u017eete ochr\u00e1nit investici, kterou jste do sv\u00e9ho bydlen\u00ed vlo\u017eili.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3d96e6 elementor-widget elementor-widget-spacer\" data-id=\"e3d96e6\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7eae1d elementor-widget elementor-widget-spacer\" data-id=\"b7eae1d\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-737c981 elementor-arrows-position-inside elementor-pagination-position-outside elementor-invisible elementor-widget elementor-widget-image-carousel\" data-id=\"737c981\" data-element_type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;1&quot;,&quot;autoplay_speed&quot;:4000,&quot;speed&quot;:1300,&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;navigation&quot;:&quot;both&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;effect&quot;:&quot;slide&quot;}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 18-04-2024 *\/\n.elementor-widget-image-carousel .swiper,.elementor-widget-image-carousel .swiper-container{position:static}.elementor-widget-image-carousel .swiper-container .swiper-slide figure,.elementor-widget-image-carousel .swiper .swiper-slide figure{line-height:inherit}.elementor-widget-image-carousel .swiper-slide{text-align:center}.elementor-image-carousel-wrapper:not(.swiper-container-initialized):not(.swiper-initialized) .swiper-slide{max-width:calc(100% \/ var(--e-image-carousel-slides-to-show, 3))}<\/style>\t\t<div class=\"elementor-image-carousel-wrapper swiper\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 z 2\"><a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"737c981\" data-elementor-lightbox-title=\"D\u016eM + FVE\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTI4MywidXJsIjoiaHR0cHM6XC9cL2RvdGZpbi5jelwvd3AtY29udGVudFwvdXBsb2Fkc1wvMjAyNlwvMDdcL3Nwb2plbmktRFVNLUZWRS5qcGVnIiwic2xpZGVzaG93IjoiNzM3Yzk4MSJ9\" href=\"https:\/\/dotfin.cz\/wp-content\/uploads\/2026\/07\/spojeni-DUM-FVE.jpeg\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/dotfin.cz\/wp-content\/uploads\/2026\/07\/spojeni-DUM-FVE.jpeg\" alt=\"D\u016eM + FVE\" \/><\/figure><\/a><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 z 2\"><a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"737c981\" data-elementor-lightbox-title=\"Nov\u00e9 investice\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MTQxNiwidXJsIjoiaHR0cHM6XC9cL2RvdGZpbi5jelwvd3AtY29udGVudFwvdXBsb2Fkc1wvMjAyNlwvMDdcL05vdmUtaW52ZXN0aWNlLTEtMS1lMTc4MzE3NTQyOTYyMy5wbmciLCJzbGlkZXNob3ciOiI3MzdjOTgxIn0%3D\" href=\"https:\/\/dotfin.cz\/wp-content\/uploads\/2026\/07\/Nove-investice-1-1-e1783175429623.png\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/dotfin.cz\/wp-content\/uploads\/2026\/07\/Nove-investice-1-1-e1783175429623.png\" alt=\"Nov\u00e9 investice\" \/><\/figure><\/a><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 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elementor-widget elementor-widget-spacer\" data-id=\"ecdf865\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4a0440a elementor-section-height-min-height elementor-section-full_width elementor-section-height-default elementor-section-items-middle elementor-invisible\" data-id=\"4a0440a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c927596\" data-id=\"c927596\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-248646d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"248646d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ac24ffa\" data-id=\"ac24ffa\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a750943 elementor-widget elementor-widget-heading\" data-id=\"a750943\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kontakt<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a606ab2 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"a606ab2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><strong>\nE-mail: <\/strong> dcmiel@seznam.cz<br><br>\n<strong>\nTelefon: <\/strong> <a href=\"#\">+<\/a>420 602 347 800<br><br><span style=\"font-variant-ligatures: normal; font-variant-caps: normal; font-family: Rubik; font-style: normal; font-weight: 700;\">Adresa:<\/span><span style=\"font-family: Rubik; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 100;\"> Trojanovice 132, 744 01 Trojanovice<\/span><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Poji\u0161t\u011bn\u00ed nemovitosti Poji\u0161t\u011bn\u00ed nemovitosti &#8211; m\u00e1te spr\u00e1vn\u011b poji\u0161t\u011bn\u00fd d\u016fm, fotovoltaiku a nov\u00e9 technologie? Modern\u00ed rodinn\u00e9 domy dnes \u010dasto obsahuj\u00ed fotovoltaick\u00e9 elektr\u00e1rny, bateriov\u00e1 \u00falo\u017ei\u0161t\u011b, tepeln\u00e1 \u010derpadla nebo dal\u0161\u00ed technologie, kter\u00e9 v\u00fdrazn\u011b zvy\u0161uj\u00ed hodnotu nemovitosti. Z\u00e1rove\u0148 ale rostou i rizika a b\u011b\u017en\u00e9 poji\u0161t\u011bn\u00ed nemus\u00ed poskytovat dostate\u010dnou ochranu. Pokud jste investovali do zateplen\u00ed, fotovoltaiky, nebo nov\u00e9ho vyt\u00e1p\u011bn\u00ed, je [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ocean_post_layout":"full-screen","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"on","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"off","ocean_display_header":"on","ocean_header_style":"transparent","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"10","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"#ffffff","ocean_menu_link_color_hover":"#6e8fef","ocean_menu_link_color_active":"#ffffff","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"#ffffff","ocean_menu_social_hover_links_color":"#6e8fef","ocean_disable_title":"on","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"off","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","footnotes":""},"class_list":["post-1344","page","type-page","status-publish","hentry","entry"],"_links":{"self":[{"href":"https:\/\/dotfin.cz\/index.php\/wp-json\/wp\/v2\/pages\/1344","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dotfin.cz\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dotfin.cz\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dotfin.cz\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dotfin.cz\/index.php\/wp-json\/wp\/v2\/comments?post=1344"}],"version-history":[{"count":24,"href":"https:\/\/dotfin.cz\/index.php\/wp-json\/wp\/v2\/pages\/1344\/revisions"}],"predecessor-version":[{"id":1498,"href":"https:\/\/dotfin.cz\/index.php\/wp-json\/wp\/v2\/pages\/1344\/revisions\/1498"}],"wp:attachment":[{"href":"https:\/\/dotfin.cz\/index.php\/wp-json\/wp\/v2\/media?parent=1344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}